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Creators & Communities · 2026

Suby vs Whop

Everything Whop does, Suby does better. Lower effective fees, no blocked funds, faster payouts, and a UX built for scale.

Start free with Suby How does it work?

Side by side

Every feature, fee and limitation, compared honestly.

Suby Whop
Suby vs Whop — feature, fee and limitation comparison
FeatureSubyWhop
Fees & Pricing
Transparent FeesSuby: 4% per transaction; 1% + $0.30 card processing; 1.5% per transaction; No payout feeWhop: 2.7% + $0.30 card processing; +3% platform fee; +1.5% international cards; +1% currency conversion; +5% crypto payout fee; Up to $23 payout fee per cycle
Low Crypto Fees
Suby: 1.5% on crypto. Whop: 5% fee on every crypto payout.		YesNo
USDC Payouts
Get settled in USDC. No banking dependency.		YesNo
No Hidden Add-on Fees
Whop layers platform fees, payout fees, intl surcharges on top of processing.		YesNo
Multi-Currency Support
30+ fiat currencies natively supported.		YesPartial
Payments & Payouts
Card Payments
Visa, Mastercard, AMEX, Apple Pay.		YesYes
Crypto Payments
Suby: full multi-chain (USDC, ETH, SOL, BNB). Whop: limited.		YesPartial
Recurring Billing
Automated subscriptions and retainer billing.		YesYes
Payment Links
Shareable links for instant payment. No checkout page needed.		YesYes
Fund Safety & Payouts
No Blocked Funds
Revenue is never held. Whop can withhold payouts for review.		YesNo
Payout Speed
Suby: 3–5 days. Whop: up to 7 days, with per-payout fees.		YesNo
No Reserve Requirements
Whop enforces holding periods on new or high-volume accounts.		YesNo
Integrations & Tools
Discord Integration
Automated role management, gating, access control.		YesYes
Telegram Integration
Group and channel access automation.		YesYes
Webhooks & API
REST API + real-time webhooks for custom flows.		YesYes
Built-in Notifications
Email, push, in-app. Whop: email only.		YesPartial
Experience & Growth
Clean, Fast Dashboard
Suby: intuitive, zero bloat. Whop: feature-heavy, slower workflows.		YesPartial
Human Support
Suby: real team, under 2h response. Whop: ticket-based, slower.		YesPartial
Automated Upsells
Trigger the right offer at the right moment in the funnel.		YesNo
Built-in Affiliate Program
Tracking, payouts, and dedicated affiliate dashboard.		Coming soonYes
Native Email Marketing
Sequences, broadcasts, segmentation built in.		Coming soonYes
Complexity & Setup
No-Code Setup
Suby: launch in minutes. Whop: more setup steps for stores and access.		YesPartial
Simple Pricing Model
One plan, transparent fees. Whop stacks platform, payout, and processing fees.		YesNo
No Developer Dependency
Both offer no-code paths. Suby focuses on payments simplicity.		YesYes
Built for Creators & SaaS
Suby: built for digital products and SaaS. Whop: creator-focused first.		YesPartial
Monthly invoiced revenue
$5,000
Drag to adjust
$500$25k$50k$75k$100k
Suby
$250
You keep $4,750
Whop
$345
You keep $4,655

Why teams choose Suby

Three reasons creators are switching from Whop.

Up to 2% lower effective fees
No hidden charges for Billing, Radar, or Connect. One transparent rate that scales with you, not against you.
USDC payouts, no blocked funds
Get settled in stablecoins or fiat. Your revenue is never frozen or withheld for review like Whop does to new creators.
No-code, no developer needed
Payment links, subscriptions and Discord/Telegram gating in minutes. No engineering required.
Not using Whop?

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See how Suby stacks up against Stripe, Polar, PayPal, Lemon Squeezy and more.

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Frequently asked

Everything you'd ask a Suby rep before switching.

How is Suby cheaper than Whop when your platform fee is 4%?

Whop's effective rate looks deceptively low, but it stacks fast: 2.7% + $0.30 card processing plus a 3% platform fee plus 1.5% on international cards plus 1% currency conversion plus a 5% fee on every crypto payout plus payout fees up to $23 per cycle. Most creators end up paying 7–10% effective. Suby is one transparent rate with no hidden add-ons.

Can my funds be blocked or frozen with Suby?

No. Suby never holds or freezes your funds. Whop has been known to withhold payouts for review and enforce holding periods on new or high-volume creators.

How do USDC payouts work?

You can choose to receive payouts in USDC directly to your wallet, removing banking delays and FX losses. Fiat payouts remain available. Both options work from day one.

How quickly can I migrate from Whop?

Most creators migrate in under a day. Suby supports payment links, recurring subscriptions, Discord and Telegram gating out of the box. Talk with our founder for a guided migration.

Does Suby support Discord and Telegram role gating?

Yes. Both Discord and Telegram integrations are native, with zero setup. Automated role management, channel gating, and subscription-based access all work out of the box, just like on Whop.

What if I'm doing high volume? Are fees negotiable?

Yes, high-volume creators get custom pricing. If you're processing more than $50k/month, reach out for tailored rates.

Is Suby suitable for selling courses, communities, and digital products?

Yes. Suby is built for digital products of any kind: courses, communities, SaaS subscriptions, one-off products, and gated content. The dashboard is purpose-built for creators and digital businesses.